WHAT: A 3-step process to help you evaluate our services and make an informed decision about working together.
WHY: To help you determine how we will work together, the services we provide, and the value we offer so you can make an educated decision about hiring our firm.
WHO: Stock-compensated employees, directors, and executives who want to delegate their financial planning and investment management to an expert so they spend time on what matters most.
We're Financial Planning Experts & Do Our Best Work With:
Tech Professionals. We use proven concepts and processes directly tailored to you.
$400k+ household income OR $750k+ of investable assets. To ensure the value of our financial and tax planning services outweighs the cost.
Expert Help. We only work with people who value hiring a full-service firm so they can grow their wealth without adding more stress
Our Process
1) “Learn More” Call (25 min)
We start off with a 25-minute virtual meeting so we can make sure your situation matches our expertise. This way we know there is a potential fit before committing your time or ours. After all, you wouldn’t see a foot specialist if you needed a dentist.
If we aren’t the right team to help you, we will happily point you in a better direction.
If we mutually agree there is a potential fit, we will request some documents and schedule your Strategy Session.
2) Strategy Session (45-60 min)
This session:
gives you a sense of our approach
surfaces the biggest red flags and opportunities we see
shows where we can provide value to your finances.
We request some information from you ahead of time to make this meeting specific to you and your situation.
During our time together, we will review a tailored proposal, including our services and pricing, as well as walk through next steps if you are interested in working together.
At the end of this meeting we will ask if you would like to begin working with our firm or if you would like to think about it.
3) Welcome to the coastal capital family!
If we both determine we’re a good fit to work together, you’ll sign our New Client Agreement. Now, it’s time to start putting your plan into action.
We will transition you into our New Client Onboarding Process and begin gathering any additional information necessary to get the ball rolling. We'll also be happy to answer any additional questions or concerns you may have.
Still Have Questions? Keep Reading…
+ Why should I work with you over another advisor?
In all fairness, it's not a guarantee that you should.
Coastal Capital was designed for tech professionals who are looking for more than a typical advisor relationship.
Rather than just managing your money and checking in with you once a year, we build relationships with our clients and help you design your future while being there every step of the way. If you're looking for something different than your parent's financial advisor, we might be the right fit for you.
*And if we're not the right fit, we'll help you find the right advisor for your situation.
+ Can you meet virtually and work with people in other states?
Yes! While many of our clients are in Southern California, we work with people all over the US. We work with clients in a variety of ways, including virtually. We can use Google Meet, Zoom, phone call, or whatever works best for you!
+ How does Coastal Capital make money?
We are a fee-only firm. This means we don't get commissions and we don't sell any products. Our fees depend on your needs and complexity and are a clear line item.
Other financial advisors might be commission based, which may lead to a conflict of interest or cause fees to be murky. Not us.
Whether you choose to work with us in an advice-only role or manage your investments, you will have one transparent fee. Our aim is to make sure you can reach your goals without worry.
Scheduling your first phone call with us and going through our Free Financial Assessment will help you make an educated decision about working with our firm and others you may be evaluating.
+ Do you offer an hourly or one-time project fee options?
Good financial planning and investing is a process, not an event. We do our best work with people looking to partner for the long term. Because of that, we do not offer an hourly fee schedule or a one-time project fee option.
If you need help locating a financial planner who offers hourly or one-time project fee options, send us a note and we will do our best to get you in the right hands.
+ Are you a fidicuary?
Yes! This means we are required to act in your best interest no matter what.
+ How are you different than other financial advisors?
There are four really important things about our firm that separate us from others:
We actually choose the investments. We don't outsource them to 3rd parties, where you pay additional fees. Based on your situation, we structure a portfolio to help you reach your goals.
We focus on tech employees. We have clients navigate similar questions and issues.
We specialize in equity comp. So we know how to help you exercise, sell, and try not to get killed with taxes.
We know what can go wrong. So when we work together, we can help you avoid landmines. But if it's already happened (spoiler alert: there's always landmines), we know where to look and how to fix it.